Zlatka.in (L1)

Zlatka is an interactive educational program focused on developing financial literacy among primary school students. Its aim is to introduce children to the world of money and teach them how to manage it responsibly, going beyond theoretical knowledge. The program combines learning with play, helping children understand how to plan expenses, save, and consider the consequences of their financial decisions. Zlatka is designed to be easily integrated into school curricula, but it is also suitable for extracurricular activities or home-based learning.

Key Activities and Student Experience
In the program, children first become familiar with money by learning to recognize different coins and banknotes and understand their value. Gradually, they practice how money is used in everyday life and how to manage it effectively. Through playful activities and simulations of real-life situations, students learn to plan expenses, make decisions between different options, and understand the outcomes of their choices. Children work both independently and in groups, discuss possibilities and consequences, and receive immediate feedback from teachers or facilitators. This approach allows them to experience making financial decisions and see how their choices impact outcomes in a safe learning environment.

Program Features and Principles
Zlatka combines traditional elements of financial education with modern interactive methods. It teaches children a practical approach to money, develops critical thinking, and fosters planning and decision-making skills. The program’s main principles include experiential learning through the simulation of real-life situations, development of basic financial skills with an ethical approach to money, promotion of collaboration and communication among students, and flexibility, allowing teachers to adapt the program to the specific needs of their class and lesson time.

Methodology and Structure
The program is organized into modules that gradually introduce key financial concepts to children. First, students acquire basic knowledge about money, learning to recognize coins and banknotes and understand their value. The next module focuses on planning expenses and saving, where children practice allocating money to different needs. The final part of the program simulates real-life scenarios in which children must decide how to use their finances most effectively and reflect on the consequences of their choices. The entire program is designed to actively engage students, motivate them to think critically, and enable them to immediately apply the knowledge they acquire.

Expected Outcomes and Value
Children participating in the program gain foundational financial knowledge and practical skills appropriate for their age. They learn to recognize the value of money, plan simple expenses and savings, and understand that every decision carries consequences. The program also fosters collaboration, communication, and self-confidence in decision-making. Zlatka provides teachers with methodological support and flexible tools that can be easily adapted to the specific class or lesson, offering a comprehensive and practical way to prepare children for financial situations they may encounter in everyday life. The program ultimately equips students with essential skills that will serve as a foundation for responsible financial behavior throughout their lives.